Graduate Assistants
Graduate Assistants are eligible for the Student Health Insurance Plan (SHIP) and they are eligible for a State of Maryland Employee Health insurance Plan. These are DIFFERENT PLANS - graduate assistants must decide which plan would be best for their needs. If opting for a State of MD plan or an external plan, GA's must submit a wiaver for SHIP by the deadline (GA offer letters will be accepted).
SHIP (more info at https://umd.myahpcare.com/)
- GA's must either enroll in SHIP or waive out of SHIP during the SHIP Open Enrollment period.
- Cost is $976 for the Fall only plan, and $1,358 for the Spring/Summer plan.
- Prescription drug plan included
- The insurance carrier is United Healthcare
- The premium cost is charged to the student's account
- Coverage remains in effect until end of plan period.
- SHIP is non refundable
State of MD plan (more info at https://uhr.umd.edu/benefits/)
- GA's have 60 days from their GA start date to enroll in a State of MD insurance plan.
- Cost is $50 - 100 per paycheck (varies by plan)
- Prescription drug plan is an additional cost
- Insurance carriers available are Kaiser, United Healthcare, and Blue Cross Blue Shield
- The premium cost will be deducted from student's GA stipend.
- Coverage remains in effect while on GAship.
For information about summer coverage, please go here.